Plan Your Trip The Mountain Steamboat Life My Steamboat Interactive Map Calendar Mountain Cam Photo of the Day Steamboat Forums Summer Home E-Newsletter

Vacation & Rental Protective Plan

We want your vacation to be worry and hassle free. That's why we recommend the purchase of travel insurance. Access America's Vacation & Rental Protection Plan provides protection for your non-refundable vacation costs and cancellation fees should you need to cancel or interrupt your trip due to unforeseen circumstances. It also provides sporting equipment coverage and baggage coverage while visiting our resort.


Why Vacation & Rental Protection? Access America's travel insurance plan has been specifically designed for our vacations and provides valuable benefits for unforeseen events like**:
  • You or a traveling companion become ill unexpectedly before or during your trip, causing you to cancel.
  • A snowstorm strands your traveling party at the airport, delaying your vacation.
  • You've prepaid lift tickets, rental equipment and ski/snowboard lessons and must return early from your vacation.
  • You get into a car accident or breakdown on your way to your vacation.
  • You lose your job shortly before departure and must cancel your trip.
  • You arrive by air but your skiing/snowboard equipment or bags do not.
These are just a few examples of events that could form the basis of a covered insurance claim.

What It Covers

Access America's Vacation Rental Protector provides protection for your non-refundable vacation costs and cancellation fees should you need to cancel or interrupt your trip due to unforeseen circumstances. It also provides sporting equipment and baggage coverage while visiting our resort.

Description of Benefits†

The following is a brief description of the travel benefits provided to you and your traveling companions under this program. A complete description of benefits along with the exclusions and limitations can be found in the Certificate of Insurance/Policy, which you will receive with your reservation confirmation.

Trip Cancellation & Interruption† : Trip Cancellation and Interruption coverage provides protection up to the covered amount for prepaid and non-refundable expenses caused by a covered reason, including job loss, injury, illness, traffic accident and others**.

Trip Cancellation coverage provides reimbursement for prepaid, non-refundable expenses, like booking fees and rental deposits. Trip Interruption coverage offers reimbursement for the unused, non-refundable portion of the trip and any increased transportation costs to return home due to a covered reason. Once a winter storm is announced, Trip Cancellation/Interruption benefits for policies purchased after that date may be limited because that event is no longer "unforeseen or unexpected." For coverage questions, please call Access America.

Sporting Benefits† : Provides coverage for sporting equipment and will reimburse rental costs if your equipment is lost or damaged, or delayed by a common carrier for at least 12 hours, or stolen. Benefits also provide reimbursement for non-refundable sports-related deposits and payments such as lift tickets, equipment rentals and lessons.*

Travel Delay† : Provides coverage on a one-time basis for reasonable additional accommodations and traveling expenses incurred due to a covered delay of at least six hours.* Once a winter storm is announced, Travel Delay benefits may be limited for policies purchased after that date because that event is no longer "unforeseen or unexpected." For coverage questions, please call Access America.

Baggage Coverage† : Provides benefits for loss, damage or theft of your baggage and personal effects, provided you've taken all reasonable measures to protect, save and recover the property.*

Baggage Delay† : Provides reimbursement for your expenses if your luggage doesn't arrive when you do and the bags cannot be located for 24 hours.*

Vehicle Return: Provides transportation for your automobile back to your primary residence should you become ill/injured and unable to drive.*

Roadside Assistance: 24-Hour Emergency Towing, Assistance with flat tires, gas, battery jumpstart, winching.*

Emergency Medical Transportation: In the event of injury or illness, the coverage will pay for emergency medical transportation services, which are required to move you to the nearest appropriate healthcare facility, as well as pay up to $5,000 toward your return trip home.*

24-hour Travel Assistance: Our Customer Service Associates are always available. They can help provide travel and emergency assistance for common travel incidents-from medical emergencies to legal referrals and travel planning.


† Insurance benefits are underwritten by BCS Insurance Company on Master Policy Form No. 52.201 or 52.401 and administered by World Access Service Corp. Coverage for insurance benefits is limited to a trip of 120 days or less. The program does not cover losses or expenses if they result from any pre-existing condition. For a complete description, including the exclusions, conditions and limitations that apply, please see the Certificate of Insurance/Policy. You will receive a Certificate of Insurance/Policy that provides a full description of this coverage with your reservation confirmation.

Satisfaction Guaranteed


Within ten days of purchasing this program, we will process a full refund of premium to you as long as you have not already departed on your trip or filed a claim. No refunds shall be paid to you after ten days of purchasing the program.

Download Certificate of Insurance in PDF format.


To purchase this product, please contact 1-800-922-2722.

Access America Vacation & Rental Protector Customer Service: 1-877-252-4257. Refer to Product ID 001001036.

** These are just a few events that could form the basis of a covered Vacation & Rental Protection insurance claim.
*Up to the covered amount.
Access America is a division and service mark of World Access Service Corp.